Zinssätze

Beim Handel über BANX orientieren sich die Zinsen für Kundeneinlagen, die über Nacht gehalten werden, stets an international anerkannten Referenz-Zinssätzen. Kunden mit höherem Barguthaben profitieren dabei im Gegensatz zu kapitalschwächeren Anlegern von vorteilhafteren Habenzinsen.

Mit einem Klick auf die Zinstabelle erhältst Du Einblick in die jeweiligen gültigen Benchmark-Zinsraten.

Habenzinsen

Der Habenzins wird über BANX täglich berechnet und die anfallenden Zinsen werden daraufhin monatlich verbucht. Diese Buchungen erfolgen stets am dritten Arbeitstag des Folgemonats.

Die Zinssätze beruhen auf verschiedenen Stufen, diese Stufen können sich ohne vorhergehende Ankündigung von Zeit zu Zeit ändern. Die Anpassungen der Zinssätze werden periodisch vorgenommen, abhängig von den Kursbewegungen im Währungsmarkt.

Sollzinsen (Zinsen auf Margin Darlehn)

Auch die Sollzinsen werden über BANX täglich berechnet und daraufhin monatlich verbucht – ebenfalls am dritten Arbeitstag des Folgemonats.

Um diese Zinsen, die auf den verschiedenen Stufen der Zinstabelle basieren, berechnen zu können, werden gemischte Raten genutzt. Übersteigt das Guthaben des Kunden die 1.000.000 USD, errechnet BANX die ersten 100.000 USD mit dem Zinssatz der Stufe I – die weiteren 900.000 USD werden hingegen mit dem Zinssatz der Stufe II errechnet.

Auch die Stufen, auf welchen die Sollzinssätze beruhen, können von Zeit zu Zeit ohne eine vorhergehende Ankündigung geändert werden. Die Anpassungen der Sollzinssätze werden periodisch vorgenommen, abhängig von den Kursbewegungen im Währungsmarkt.

Zinsen auf CFD-Kontrakte

Beim Handel über BANX werden täglich Zinsen auf alle offenen CFD-Positionen berechnet. Abhängig vom gehandelten Volumen werden dabei folgende Zinssätze angewandt:

WährungStufeBezahlter Zinssatz
USD0 - 10,0000 %
 10,001.01 +1.4% (BM - 0.5%)
AUD0 - 14,0000 %
14,000.01 - 140,0001.573% (BM - 0.5%)
 140,000.01 +1.823% (BM - 0.25%)
CAD0 - 14,0000 %
 14,000.01 +0.76% (BM - 0.5%)
CHF0 - 100,0000 %
 100,000.01 +-1.325% (BM - 0.25%)
CNY/CNHAlle0 %
CZK0 - 2,500,0000 %
 2,500,000.01 +-0.346% (BM - 0.25%)
DKK0 - 700,0000 %
 700,000.01 +1.227% (BM - 0.25%)
EUR0 - 100.0000 %
 1,000,000.01 +-0.952% (BM - 0.25%)
GBP0 - 8,0000 %
 8,000.01 +0% (BM - 0.5%)
HKD0 - 78,0000 %
 78,000.01 +0% (BM - 0.75%)
HUF0 - 2,800,0000 %
 2,800,000.01 +0% (BM - 3%)
ILSAlle0 %
INRAlle0 %
JPY0 - 11,000,0000 %
 11,000,000.01 +0.709% (BM - 0.25%)
KRW0 - 12,000,0000 %
 12,000,000.01 +1% (BM - 1.5%)
MXN0 - 190,0000 %
 190,000.01 +3.874% (BM - 4%)
NOK0 - 85,0000 %
 85,000.01 +0% (BM - 2.5%)
NZD0 - 15,0000 %
 15,000.01 +0.25% (BM - 2.5%)
RUB0 - 700,0000 %
 700,000.01 +0.952% (BM - 5%)
SEK0 - 850,0000 %
 850,000.01 +1.1% (BM - 0.25%)
SGD0 - 15,0000 %
 15,000.01 +5.339% (BM - 1%)
WährungStufeBezahlter Zinssatz
USD0 - 100,0000 %
 100,001 - 1,000,0000% (BM - 1.25%)
 1,000,001 - 3,000,0000% (BM - 0.5%)
 3,000,001 +0% (BM - 0.25%)
CAD0 - 100,0000 %
 100,001 - 1,000,0000% (BM - 1.75%)
 1,000,001 - 3,000,0000% (BM - 1.1%)
 3,000,001 +0.1% (BM - 0.9%)
CHF0 - 100,0000 %
 100,001+0% (BM - 2.25%)
EUR0 - 75,0000 %
 75,001+0% (BM - 2.25%)
GBP0 - 65,0000 %
 65,001+0% (BM - 2.25%)
SEK0 - 700,0000 %
 700,001+0% (BM - 2.25%)
AUD0 - 100,0000 %
 100,001 +0.25% (BM - 2.25%)
HKD0 - 780,0000 %
 780,0010% (BM - 2.25%)
WährungStufeBelasteter Zinssatz
USD0 - 100,0003.4% (BM + 1.5%)
 100,000.01 - 1,000,0002.9% (BM + 1%)
 1,000,000.01 - 3,000,0002.2% (BM + 0.5%)
 3,000,000.01 - 200,000,0002.2% (BM + 0.3%)
 200,000,000.01 +2.2% (BM + 0.3%)*
AUD0 - 140,0003.573% (BM + 1.5%)
 140,000.01 - 1,400,0003.073% (BM + 1%)
 1,400,000.01 - 140,000,0002.573% (BM + 0.5%)
 140,000,000.01 +2.573% (BM + 0.5%)*
CAD0 - 140,0002.76% (BM + 1.5%)
 140,000.01 - 1,400,0002.26% (BM + 1%)
 1,400.000.01 - 140,000,0001.76% (BM + 0.5%)
 140,000,000.01 +1.76% (BM + 0.5%)*
CHF0 - 100,0001.5% (BM + 1.5%)
 100,000.01 - 1,000,0001% (BM + 1%)
 1,000,000.01 - 200,000,0000.5% (BM + 0.5%)
 200,000,000.01 +0.5% (BM + 0.5%)*
CNY/CNH0 - 625,0009.295% (BM + 5%)
 625,000.01 - 6,250,0009.295% (BM + 5%)
 6,250,000.01 - 1,250,000,0009.295% (BM + 5%)
 1,250,000,000.01 +9.295% (BM + 5%)*
CZK0 - 400,000,0003.% (BM + 3%)
 400,000,000.01 +3.% (BM + 3%)*
DKK0 - 120,000,0003% (BM + 3%)
 120,000,000.01 +3% (BM + 3%)*
EUR0 - 100,0001.5% (BM + 1.5%)
 100,000.01 - 1,000,0001% (BM + 1%)
 1,000,000.01 - 150,000,0000.5% (BM + 0.5%)
 150,000,000.01 +0.5% (BM + 0.5%)*
GBP0 - 80,0001.732% (BM + 1.5%)
  80,000.01 - 800,0001.232% (BM + 1%)
 800,000.01 - 160,000,0000.732% (BM + 0.5%)
 160,000,000.01 +0.732% (BM + 0.5%)*
HKD0 - 780,0002.78% (BM + 2.5%)
 780,000.01 - 7,800,0002.28% (BM + 2%)
 7,800,000.01 - 780,000,0001.78% (BM + 1.5%)
 780,000,000.01 +1.78% (BM + 1.5%)*
HUF0 - 4,500,000,0005% (BM + 5%)
 4,500,000,000.01 +5% (BM + 5%)*
ILS0 - 80,000,0005% (BM + 5%)
 80,000,000.01 +5% (BM + 5%)*
INRAlle12.6% (BM + 3%)
JPY0 - 11,000,0001.5% (BM + 1.5%)
 11,000,000.01 - 110,000,0001% (BM + 1%)
 110,000,000.01 - 20,000,000,0000.5% (BM + 0.5%)
 20,000,000,000.01 +0.5% (BM + 0.5%)*
KRW0 - 120,000,0003.5% (BM + 2%)
 120,000,000.01 - 1,200,000,0003% (BM + 1.5%)
 1,200,000,000.01 - 24,000,000,0002.5% (BM + 1%)
 240,000,000,001 +2.5% (BM + 1%)
MXN0 - 1,900,00010.874% (BM + 3%)
 1,900,000.01 - 19,000,0009.874% (BM + 2%)
 19,000,000.01 - 1,900,000,0009.374% (BM + 1.5%)
 1,900,000,000.01 +9.374% (BM + 1.5%)
NOK0 - 850,0001.801% (BM + 1.5%)
 850,000.01 - 8,500,0001.301% (BM + 1%)
 8,500,000.01 - 850,000,0000.801% (BM + 0.5%)
 850,000,000.01 +0.801% (BM + 0.5%)*
NZD0 - 150,0003.097% (BM + 1.5%)
 150,000.01 - 1,500,0002.597% (BM + 1%)
 1,500,000.01 - 150,000,0002.347% (BM + 0.75%)
 150,000,000.01 +2.347% (BM + 0.75%)*
PLN0 - 70,000,0004.38% (BM + 3%)
70,000,000.01 +5.38% (BM + 4%)*
RUB0 - 660,000,00010.952% (BM + 5%)
 660,000,000.01 +10.952% (BM + 5%)*
SEK0 - 850,0001.5% (BM + 1.5%)
 850,000.01 - 8,500,0001% (BM + 1%)
 8,500,000.01 - 850,000,0000.5% (BM + 0.5%)
 850,000,000.01 +0.5% (BM + 0.5%)*
SGD0 - 150,0002.378% (BM + 1.5%)
 150,000.01 - 1,500,0001.878% (BM + 1%)
 1,500,000.01 - 150,000,0001.378% (BM + 0.5%)
 150,000,000.01 +1.378% (BM + 0.5%)*
 ZAR0 - 1,500,0007.839% (BM + 1.5%)
1,500,000.01 - 15,000,0007.339% (BM + 1%)
15,000,000.01 - 1,500,000,0007.089% (BM + 0.75%)
1,500,000,000.01 +7.089% (BM + 0.75%)*
  Bilanz Cutoffs Kontrakt Zinsen belastet/bezahlt auf offenen CFD Positionen:  
WährungPositionStufe IStufe IIAktien CFDs
unterhalb des Grenzwertes von Stufe I
Aktien CFDs
Zwischen Stufe I
und Stufe II
Aktien CFDs
Oberhalb von Stufe II
AUD Long/Short 1100,0001,000,0004% / 1%
(BM +/- 1.5%)
3.5% / 1.5%
(BM +/- 1%)
3% / 2%
(BM +/- .5%)
CHFLong/Short 190,000900,0001.498% / -1.502%
(BM +/- 1.5%)
0.998% / -1.002%
(BM +/- 1%)
0.498% / -0.502%
(BM +/- .5%)
CZKLong/Short 1N/AN/A3.15% / -2.85%
(BM +/- 3%)
3.15% / -2.85%
(BM +/- 3%)
3.15% / -2.85%
(BM +/- 3%)
DKKLong/Short 1N/AN/A1.52% / -1.48%
(BM +/- 1.5%)
1.52% / -1.48%
(BM +/- 1.5%)
1.52% / -1.48%
(BM +/- 1.5%)
EURLong/Short 175,000750,0001.717% / -1.283%
(BM +/- 1.5%)
1.217% / -0.783%
(BM +/- 1%)
0.717% / -0.283%
(BM +/- .5%)
GBPLong/Short 165,000650,0001.964% / -1.036%
(BM +/- 1.5%)
1.464% / -0.536%
(BM +/- 1%)
0.964% / -0.036%
(BM +/- .5%)
HKD Long/Short 1780,0007,800,0001.568% / -1.432%
(BM +/- 1.5%)
1.068% / -0.932%
(BM +/- 1%)
0.568% / -0.432%
(BM +/- .5%)
JPYLong/Short 18,000,00080,000,0001.556% / -1.444%
(BM +/- 1.5%)
1.056% / -0.944%
(BM +/- 1%)
0.556% / -0.444%
(BM +/- .5%)
SEKLong/Short 1700,0007,000,0002.25% / -0.75%
(BM +/- 1.5%)
1.75% / -0.25%
(BM +/- 1%)
1.25% / 0.25%
(BM +/- .5%)
USDLong/Short 1100,0001,000,0001.591% / -1.4%
(BM +/- 1.5%)
1.091% / -0.9%
(BM +/- 1%)
0.591% / -0.4%
(BM +/- .5%)
WährungPositionKontrakt Zinsen belastet/bezahlt auf offenen CFD Positionen*
AUDLong/Short4% / 1%
(BM +/- 1.5%)
CHFLong/Short1.498% / -1.502%
(BM +/- 1.5%)
EURLong/Short1.717% / -1.283%
(BM +/- 1.5%)
GBPLong/Short1.964% / -1.036%
(BM +/- 1.5%)
HKDLong/Short1.568% / -1.432%
(BM +/- 1.5%)
JPYLong/Short1.556% / -1.444%
(BM +/- 1.5%)
USDLong/Short1.591% / -1.409%
(BM +/- 1.5%)
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